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Tranx Financial Services LLC dba NadaPay ("NadaPay") is a United States-based financial technology company and payments infrastructure company. NadaPay is not a bank or a state-licensed money transmitter and does not, in its own capacity, engage in the provision of regulated money transmission services. All such regulated activities are conducted extensively through, and under the licenses of, duly authorized financial-institution partners and infrastructure partners. NadaPay's role is limited to acting as a financial-technology provider, offering liquidity, cross-border settlement, and related payments infrastructure services that facilitate cross-border payment flows. The services are provided in coordination with our licensed partners and in full compliance with applicable federal MSB requirements and relevant state regulatory frameworks.  Product availability may vary by jurisdiction and eligibility. NadaPay may refuse, restrict, suspend, or terminate access to accounts or services that do not satisfy applicable legal, compliance, risk, or platform requirements.